O2 Mortgage | O2 Mortgage | About Us
We are a small residential finance company located in Campbell, CA. We believe that no matter what we do we must take ownership of it – for our vendors, our clients, and ourselves. Because of this, we have grown exponentially. As we’ve grown, we’ve retained our small-company atmosphere where employees are encouraged to share ideas and make them realities. By partnering state-of-the-art technology and dedicated leadership with the best and brightest employees in the industry, O2 Mortgage Solutions fosters a culture of constant innovation and growth.
O2 Mortgage, TurnKey Mortgage, Mortgage Broker
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Meet Our Pros

We are a small residential finance company located in Campbell, CA. We believe that no matter what we do we must take ownership of it – for our vendors, our clients, and ourselves. Because of this, we have grown exponentially. As we’ve grown, we’ve retained our small-company atmosphere where employees are encouraged to share ideas and make them realities. By partnering state-of-the-art technology and dedicated leadership with the best and brightest employees in the industry, O2 Mortgage Solutions fosters a culture of constant innovation and growth.

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Branch Manager

David Setti

DRE#01329941 | NMLS#225953

Lives in Morgan Hill
Grew up in Los Angeles, CA

Work Superpowers

Able to communicate without words using only stern looks, amazing quirky sock wardrobe.

Supercool Fun Fact

World’s biggest Sharks fan – do you think any of them need a home loan?

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Sales & Marketing Manager

Drew Frampton

NMLS #227685

Lives in Willow Glen
Grew up in Santa Cruz, CA

Work Superpowers

Mega coffee drinking, keyboard smashing, flirtatious winking.

Supercool Fun Fact

He won the posture parade in 2nd grade.

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Loan Officer

Matt Falconer

NMLS #380797

Lives in Santa Cruz 
Grew up in Santa Cruz, CA

Work Superpowers

Diehard bay area sports fan, well-versed in fancy hat fashion, desk nomad.

Supercool Fun Fact

In junior high, he purposely lost a wrestling match to a cute girl. Years later, he married her.

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Loan Officer

Ashley Blanton

NMLS #399970

Lives in Campbell
Grew up in Cumming, GA

Work Superpowers

Passion driven executor, tenacious Georgia peach… and rarely seen in anything less then a four inch heel.

Supercool Fun Fact

Has ambitions to be a crazy dog lady if marrying various celebrity crushes proves impossible.

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Operations Manager

Jessica Jackson

NMLS #1068500

Lives in San Jose
Grew up in Santa Cruz and Clovis, CA

Work Superpowers

Client file organizing master, perfectionist by default, able to move about the office at lightning speed.

Supercool Fun Fact

Naui certified scuba diver who has even dove with sharks!

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Production Manager

Danny Schaezlein

NMLS # 229593

Lives in Santa Clara
Grew up in Belmont, CA

Work Superpowers

Office supply artist, computer crasher, professional paper pusher.

Supercool Fun Fact

He is constantly preparing for the Zombie Apocalypse.

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Production Manager

Jamie Sibilia

Lives in San Jose 
Grew up in Cupertino, CA

Work Superpowers

To-Do-List builder, client servicing extraordinaire… but first coffee.

Supercool Fun Fact

Former NCAA Athlete… Go Bears! Better then her dog at catching food in her mouth.

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Client Development Manager

Scott Bayhouse

Lives in San Jose 
Grew up in San Jose, CA

Work Superpowers

Jedi Knight with full command of the force, specialist in customer satisfaction.

Supercool Fun Fact

Once took a family trip, drove around the US from California to NYC and back in a four door sedan… and lived to tell the tale!

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Client Development Specialist

Alex Chang

Lives in San Jose
Grew up in San Jose, CA

Work Superpowers

Resident DJ, office ventriloquist, speaks Wookie

Supercool Fun Fact

Sang in front of the President of the United States of America.

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Lead Processor

Ryan Boyd

Lives in Los Gatos Mtns
Grew up in Corpus Christi, TX

Work Superpowers

Handyman extraordinaire, coffee mug connoisseur, loan approval decoding whiz

Supercool Fun Fact

He is a black belt in Tae Kwon Do.

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Loan Processor

Janessa Sustaita

Lives in San Jose 
Grew up in San Jose, CA

Work Superpowers

Vanilla Latte connoisseur, lip gloss junkie, loan officer wrangler.

Supercool Fun Fact

She can often be found with her purse dog in tow.

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Office Administrator

Gen Peyser

Lives in Santa Cruz
Grew up in Menlo Park, CA

Work Superpowers

Organizational guru, professional in positivity.

Supercool Fun Fact

Her running partner and pace leader is a vizsla named Rusty.

O2 Mortgage Vs The Big Banks

We’re a small real estate finance company in Campbell. They are a too-big-to-fail cartel of multinational banks. It’s the ultimate David vs. Goliath story of how one small company is making big changes in the industry.

Check out how we compare

  • US

    • Competitive Rates
    • Full Program Offering
    • Open During Banking Hours
    • Open & Available After Banking Hours
    • Guaranteed On-Time Closing
    • Earnest Money Deposit Protection Guarantee
    • Focus on Affordability
    • Advice Based Relationship
    •  One-Size-Fits-All Approach

  • Them

    • Competitive Rates
    • Full Program Offering
    • Open During Banking Hours
    •  Open & Available After Banking Hours
    •  Guaranteed On-Time Closing
    •  Earnest Money Deposit Protection Guarantee
    •  Focus on Affordability
    •  Advice Based Relationship
    • One-Size-Fits-All Approach

Program only available in California
The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.